Auto Insurance
All States in the U.S. have basic requirements for liability insurance to pay for the damage you cause if you are at fault in an auto accident. All of us are personally accountable for any cost above our pre-determined liability limits in our Auto Insurance Coverage.
ASK YOURSELF : Do I have enough liability coverage to protect myself? Do I need Uninsured Motorist Coverage? Do I need Under Insured Motorist Bodily Injury Coverage? What deductible will work best for me? Do I want towing coverage? We’ll help you answer these questions. Morse Insurance Agency also has policies for boats, RV’s, ATV’s and motorcycles.
Teen Drivers
Only a parent that has handed the keys to their teen driver for their first Solo driving experience can understand the anxiety a parent feels.
We want to help you prepare your teen driver and yourself before that big day arrives.
With a little planning and a LOT of talking both of you will be ready for the big day! We want to make sure you are adequately insured.
Contact us for a Free Quote BEFORE you take your teen driver looking for a new set of wheels!
Please share the following information with your new Driver!
A 2009 experiment with Car and Driver magazine editor Eddie Alterman that took place at a deserted airstrip showed that texting while driving had a greater impact on safety than driving drunk. By rigging a car with a red light to alert drivers when to brake, the magazine tested how long it takes to hit the brake when sober, when legally drunk at .08, when reading an email, and when sending a text. The results are scary. Driving 70 miles per hour on a deserted airstrip, Eddie was slower and slower reacting and braking when emailing and texting.
The results:
Unimpaired: .54 seconds to brake
Legally drunk: add 4 feet
Reading email: add 36 feet
Sending a text: add 70 feet
Just Don't Do It!
When you need Insurance in Utah let us give you a quote! If you are ready to insure a New Driver you need an Independent agent to find you the best rate.
Driving Safety
We care about your family’s safety. Please use a hand- free device for your cell phone when driving! The State of Utah requires you not dial, text, or look at your cell phone! We want the only claim you ever file to be for a broken windshield.
DID YOU KNOW?
- Eight percent of fatal crashes, an estimated 13 percent of injury crashes, and an estimated 13 percent of all police-reported motor vehicle traffic crashes in 2023 were reported as distraction-affected (NHTSA).
- In 2023 there were 3,275 people killed and an estimated additional 324,819 people injured in motor vehicle traffic crashes involving distracted drivers (NHTSA).
- Five percent of all drivers involved in fatal traffic crashes in 2023 were reported as distracted at the time of the crashes. Seven percent of drivers 15 to 20 years old involved in fatal crashes were reported as distracted. This age group has the largest proportion of drivers who were distracted at the time of the fatal crashes (NHTSA).
- In 2023 there were 611 nonoccupants (pedestrians, pedal cyclists, and others) killed in distraction-affected traffic crashes (NHTSA).
- Drivers who use hand-held devices are four times as likely to get into crashes serious enough to injure themselves. (Insurance Institute for Highway Safety).
Testimonials from Happy Clients
